President’s Message

The Farmers Bank of Lincoln was chartered in 1890 right here in Benton County Missouri.  In the years since its founding, the Farmers Bank has been dedicated to serving the financial needs of our local families, businesses and farmers.  Our primary focus is investing deposits and making loans for the financial and social betterment of the communities we serve.  The money you deposit in Farmers Bank is reinvested in residential loans to finance your neighbor’s dream home and commercial loans to finance local business.

Over fifty years ago our directors adopted the following message, “Our aim and effort is to give such service to our customers that they profit by our dealings and recommend us to their friends.”  This message is as valid today as it was a half century ago.  Our officers, directors and staff realize that we are only successful if our customers are successful.

At Farmers Bank we are proud to create and deliver quality financial services to you at exceptional value.  We currently offer a full range of traditional and innovative banking solutions for our customers.  These products include deposit accounts, debit cards and loans tailored to your needs as well as full-featured online and mobile banking solutions.  All lending decisions are made locally by people who understand the unique challenges and financial needs of the business people and residents of the communities we serve.      

Thank you for considering Farmers Bank and please contact us to discuss how we may be of service to you.           



Stephen Kroenke