Deposit Products

Farmers Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.  All of our checking accounts come with a FREE Mastercard ATM/Debit card! Ask your personal banker how to receive yours!

If you need to reorder checks use our secure Check Reorder Form.

checking accts with feet


 Free Checking Account

  • Free ATM access at any ATM
  • No monthly fee
  • Monthly statement
  • Refund of ATM fees charged by ATMs not owned by Farmer’s Bank of Lincoln

Personal Checking Account

  • No service charge with a minimum $500.00 daily balance
  • Monthly image statements

Century Account

  • One half of your service charge waived for persons 55 years of age or older
  • No service charge for the purchase of Farmer’s Bank of Lincoln money orders
  • Free Century account checks
  • Monthly image statement

NOW Account

  • Monthly interest
  • No service charge on daily minimum balances of $1000.00 or more
  • Monthly image statements

Premium Money Market Account

  • No service charge with a minimum daily balance of $1000.00 or more
  • Monthly image statements
  • Monthly interest

Transaction limitations: transfers from a Premium Money Market account to another account or to third parties are limited to six per month with no more than three by check, draft, or similar order to third parties.

 piggy in grass


Christmas Club Account

  • The interest rate may change at anytime and interest will be credited to your account at maturity.
  • You may make unlimited deposits into this account, but no withdrawals are allowed.

Personal Savings Account

  • Earns a competitive rate with the security of FDIC protection. At our discretion, your interest rate and annual percentage yield may change at any time.
  • Interest is compounded every six months and will be credited to your account every six months.