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Farmers Bank is participating in the FDICs Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Checking Accounts

Farmers Bank of Lincoln offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.
When it comes to saving for a secure retirement or making your money work harder for you in the short term, we've got deposit products that are right for you.

To find out more about our deposit accounts, CDs, or IRAs, call one of our Customer Service Representatives at (660) 547-3311.




If you need to reorder checks use our secure Check Reorder Form.

Our Free Checking is our most popular account. This account includes:

Free ATM access at any ATM
No monthly fee
Monthly statement
Refund of ATM fees charged by ATMs not owned by Farmer's Bank of Lincoln

Our Personal Checking includes:

No service charge with a minimum $500.00 daily balance
Monthly image statements

Our Century Account includes:

One half of your service charge waived for persons 55 years of age or older
No service charge for the purchase of Farmer's Bank of Lincoln money orders
No service charge for Traveler's Cheques
Free Century account checks
Monthly image statement

Our Now Account includes:

Monthly interest
No service charge on daily minimum balances of $1000.00 or more
Monthly image statements


All of our checking accounts come with a FREE Mastercard ATM/Debit card! Ask your personal banker how to receive yours!